How a 3-room flat helped this Singaporean to retire at 35 and stop fearing retrenchment: After losing his teaching job, Colin Lau reshaped his life by buying a flat outright and reducing his spending to a minimum. CNA’s Money Mind unpacks his financial choices, sparking a debate about money, happiness and security. #FinancialFreedom #RetirementPlanning #Budgeting #MoneyMindset #LifeChoices